Business Loan
Fuel growth, manage cash flow or expand — get a business loan at a competitive rate, with collateral-free options built for business owners and MSMEs.
*Indicative. Amount and rate depend on turnover, vintage, profile and lender.
Features & benefits
Collateral-free options
Unsecured business loans — no need to pledge an asset for many cases.
Quick disbursal
Funds reach your account fast so opportunities aren’t missed.
For expansion
Buy stock, equipment, hire, or open a new location.
Flexible repayment
Tenures and EMIs structured around your cash-flow cycle.
Minimal paperwork
A streamlined process designed for busy business owners.
Competitive ROI
We compare lenders to secure a rate that protects your margins.
Who can apply
- Business owners, self-employed professionals & MSMEs
- Business vintage typically 1–3 years or more
- Minimum annual turnover as per lender norms
- Age between 21 and 65 years
- GST & banking records as applicable
Documents required
KYC & business proof
- PAN & Aadhaar of proprietor / partners / directors
- GST & business registration certificate
Financials
- ITR & financial statements
- 6–12 months’ business bank statements
Get Instant Business Loans
with the LoanBandhu App
Apply, track and manage your loan from your phone. Coming soon to Android & iOS.
Questions, answered
Do I need to pledge collateral?
Not always — many of our business-loan options are collateral-free (unsecured). For larger amounts a secured option may offer a lower rate; we’ll advise what fits.
How much can my business borrow?
Up to ₹50 lakh depending on your turnover, vintage and profile. Your consultant assesses your exact eligibility.
How quickly are funds disbursed?
For a complete application with clean documents, disbursal can happen within a few working days.
What if I only need short-term funds?
We also offer dedicated working capital finance for day-to-day needs, with interest only on what you use.
Power your business forward.
Free, no-obligation guidance at the lowest possible rate.
Enquire about your Business Loan
Share a few details and your dedicated Loan Bandhu calls you with the lowest-ROI offer. Free & no-obligation.
Thank you! 🎉
Your enquiry has reached us. Your dedicated Loan Bandhu will call you shortly. For anything urgent, call 95190 66658.