HomeLoansBusiness Loan

Business Loan

Fuel growth, manage cash flow or expand — get a business loan at a competitive rate, with collateral-free options built for business owners and MSMEs.

50 L
Loan up to*
14% p.a.
Interest starting from*
Up to 5
Years tenure

*Indicative. Amount and rate depend on turnover, vintage, profile and lender.

Why this loan

Features & benefits

Collateral-free options

Unsecured business loans — no need to pledge an asset for many cases.

Quick disbursal

Funds reach your account fast so opportunities aren’t missed.

For expansion

Buy stock, equipment, hire, or open a new location.

Flexible repayment

Tenures and EMIs structured around your cash-flow cycle.

Minimal paperwork

A streamlined process designed for busy business owners.

Competitive ROI

We compare lenders to secure a rate that protects your margins.

Eligibility

Who can apply

  • Business owners, self-employed professionals & MSMEs
  • Business vintage typically 1–3 years or more
  • Minimum annual turnover as per lender norms
  • Age between 21 and 65 years
  • GST & banking records as applicable
Documents

Documents required

KYC & business proof

  • PAN & Aadhaar of proprietor / partners / directors
  • GST & business registration certificate

Financials

  • ITR & financial statements
  • 6–12 months’ business bank statements

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Business Loan FAQs

Questions, answered

Do I need to pledge collateral?

Not always — many of our business-loan options are collateral-free (unsecured). For larger amounts a secured option may offer a lower rate; we’ll advise what fits.

How much can my business borrow?

Up to ₹50 lakh depending on your turnover, vintage and profile. Your consultant assesses your exact eligibility.

How quickly are funds disbursed?

For a complete application with clean documents, disbursal can happen within a few working days.

What if I only need short-term funds?

We also offer dedicated working capital finance for day-to-day needs, with interest only on what you use.

Grow without limits

Power your business forward.

Free, no-obligation guidance at the lowest possible rate.

Loan Bandhu
95190 66658
Get started

Enquire about your Business Loan

Share a few details and your dedicated Loan Bandhu calls you with the lowest-ROI offer. Free & no-obligation.

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