Personal Loan
For weddings, medical needs, travel, education or any emergency — get funds quickly at the lowest ROI, with minimal paperwork and a consultant who handles it all.
*Indicative. Actual rate depends on lender, profile and credit score.
Features & benefits
Quick approval
Fast, paperless processing so funds reach you when you need them most.
No collateral
An unsecured loan — no need to pledge any asset or guarantor.
Lowest ROI
We compare lenders and negotiate the best interest rate for your profile.
Flexible amounts
Borrow exactly what you need, from small sums up to ₹40 lakh.
Any purpose
Wedding, medical, travel, education, home renovation — your call.
One consultant
A single point of contact from enquiry to disbursal — no runaround.
Who can apply
- Salaried, self-employed professionals and business owners
- Age between 21 and 60 years at loan maturity
- Minimum monthly income as per lender norms (we'll match you to the right one)
- A healthy credit score helps — and we help you improve it if needed
- Indian resident with valid KYC documents
Documents required
Identity & address (KYC)
- PAN card & Aadhaar card
- Passport / Voter ID / Driving licence (address proof)
Income proof
- Last 3 months' salary slips (salaried)
- Last 6 months' bank statements
- ITR / financials (self-employed)
Get Instant Personal Loans
with the LoanBandhu App
Apply, track and manage your loan from your phone. Coming soon to Android & iOS.
Questions, answered
How much personal loan can I get?
Depending on your income, profile and credit score, you can borrow from small sums up to ₹40 lakh. Your Loan Bandhu will tell you the exact amount you qualify for.
How quickly is the loan disbursed?
For complete applications with clean documents, disbursal can happen within a few working days. We handle the paperwork to keep it fast.
Will a low CIBIL score stop me?
Not necessarily. We guide you on improving your score and still work to find a lender who fits your situation. Check your score here.
Are there any prepayment charges?
It varies by lender. Many allow part-prepayment with little or no charge. We'll explain the exact terms before you sign.
Apply for your personal loan today.
Free, no-obligation guidance at the lowest possible rate.
Enquire about your Personal Loan
Share a few details and your dedicated Loan Bandhu calls you with the lowest-ROI offer. Free & no-obligation.
Thank you! 🎉
Your enquiry has reached us. Your dedicated Loan Bandhu will call you shortly. For anything urgent, call 95190 66658.