HomeLoansPersonal Loan

Personal Loan

For weddings, medical needs, travel, education or any emergency — get funds quickly at the lowest ROI, with minimal paperwork and a consultant who handles it all.

40 L
Loan up to
10.5% p.a.
Interest starting from*
12–60
Months tenure

*Indicative. Actual rate depends on lender, profile and credit score.

Why this loan

Features & benefits

Quick approval

Fast, paperless processing so funds reach you when you need them most.

No collateral

An unsecured loan — no need to pledge any asset or guarantor.

Lowest ROI

We compare lenders and negotiate the best interest rate for your profile.

Flexible amounts

Borrow exactly what you need, from small sums up to ₹40 lakh.

Any purpose

Wedding, medical, travel, education, home renovation — your call.

One consultant

A single point of contact from enquiry to disbursal — no runaround.

Eligibility

Who can apply

  • Salaried, self-employed professionals and business owners
  • Age between 21 and 60 years at loan maturity
  • Minimum monthly income as per lender norms (we'll match you to the right one)
  • A healthy credit score helps — and we help you improve it if needed
  • Indian resident with valid KYC documents
Documents

Documents required

Identity & address (KYC)

  • PAN card & Aadhaar card
  • Passport / Voter ID / Driving licence (address proof)

Income proof

  • Last 3 months' salary slips (salaried)
  • Last 6 months' bank statements
  • ITR / financials (self-employed)

Get Instant Personal Loans
with the LoanBandhu App

Apply, track and manage your loan from your phone. Coming soon to Android & iOS.

Get it onGoogle Play Download on theApp Store
Apply on web instead
Personal loan FAQs

Questions, answered

How much personal loan can I get?

Depending on your income, profile and credit score, you can borrow from small sums up to ₹40 lakh. Your Loan Bandhu will tell you the exact amount you qualify for.

How quickly is the loan disbursed?

For complete applications with clean documents, disbursal can happen within a few working days. We handle the paperwork to keep it fast.

Will a low CIBIL score stop me?

Not necessarily. We guide you on improving your score and still work to find a lender who fits your situation. Check your score here.

Are there any prepayment charges?

It varies by lender. Many allow part-prepayment with little or no charge. We'll explain the exact terms before you sign.

Ready when you are

Apply for your personal loan today.

Free, no-obligation guidance at the lowest possible rate.

Loan Bandhu
95190 66658
Get started

Enquire about your Personal Loan

Share a few details and your dedicated Loan Bandhu calls you with the lowest-ROI offer. Free & no-obligation.

Thank you! 🎉

Your enquiry has reached us. Your dedicated Loan Bandhu will call you shortly. For anything urgent, call 95190 66658.