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Protect yourself from loan fraud & spam

Loan scams are on the rise. A few simple habits keep you safe — and LoanBandhu will always work transparently, never asking for anything we shouldn't.

Important: Never share your OTP, PIN, CVV or passwords with anyone — not even someone claiming to be from LoanBandhu, a bank or the government.
Know the rules

LoanBandhu will never…

Ask for OTP or passwords

We never ask for your card PIN, CVV, OTP or net-banking password. Anyone who does is a fraudster.

Demand upfront fees to a personal account

We never ask you to pay a "processing" or "release" fee into a personal UPI or bank account to unlock a loan.

Pressure you to act instantly

We never rush you with threats or "limited-time" tricks. Take your time; a genuine offer waits.

Promise "guaranteed" approval

No honest lender guarantees a loan regardless of your profile or credit score. That's a classic scam line.

Ask you to install unknown apps

We never ask you to download a random app or screen-sharing tool to "receive" your loan.

Contact you from unofficial channels

We only reach you from our official number 95190 66658 and emails ending in @loanbandhu.com.

Stay protected

How to keep yourself safe

  • Verify the source. We only call or WhatsApp from 95190 66658. When in doubt, call us back on that number.
  • Keep secrets secret. Never share OTP, PIN, CVV or passwords with anyone over call, SMS or email.
  • Check the address. Our official website is loanbandhu.com. Beware of look-alike sites and email IDs.
  • Never pay into a personal account. All legitimate charges are transparent and routed through official channels.
  • Read before you sign. Understand the rate, APR, tenure and all charges — use our EMI calculator.
Red flags

Signs of a scam

Upfront fees before disbursal

Asking for money "to release the loan" into a personal account is the most common scam.

Pressure, threats & urgency

Genuine lenders give you time. Scare tactics are a warning sign.

No verifiable details

No real office address, unofficial email IDs, or messages riddled with errors — walk away.

Spotted something suspicious?

Verify with us before you act

If anything feels off — a call, message or "offer" claiming to be from LoanBandhu — pause and check with us directly. We're happy to confirm what's genuine.

Call 95190 66658 Email us

Report fraud officially

  • National Cyber Crime Helpline — 1930For financial cyber fraud, call as soon as possible.
  • cybercrime.gov.inFile a complaint online with the Government of India.