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Gold Loan

Get instant funds against your gold at a fair valuation and low interest — with same-day disbursal and your jewellery kept fully secure throughout.

1 Cr
Loan up to*
9% p.a.
Interest starting from*
Same-day
Disbursal

*Based on weight & purity, up to a percentage of the gold’s value. Indicative.

Why this loan

Features & benefits

Same-day funds

Walk in with gold, walk out with money — often the same day.

Fair valuation

Transparent assessment of weight and purity, with no hidden cuts.

Low ROI

Because it’s secured by gold, the interest rate stays low.

Secure storage

Your jewellery is stored safely and insured until repayment.

Flexible repayment

Choose regular EMIs or convenient bullet repayment.

Minimal documents

Just basic KYC and your gold — the process is quick and simple.

Eligibility

Who can apply

  • Any individual who owns gold jewellery or coins
  • Age 18 years and above
  • Valid KYC documents
  • Gold of acceptable purity (we assess on the spot)
  • Indian resident
Documents

Documents required

KYC

  • PAN / Aadhaar
  • Address proof & photograph

The asset

  • Gold jewellery or coins to be pledged
  • Brought in for transparent valuation

Get Instant Gold Loans
with the LoanBandhu App

Apply, track and manage your loan from your phone. Coming soon to Android & iOS.

Get it onGoogle PlayDownload on theApp Store
Apply on web instead
Gold Loan FAQs

Questions, answered

How is the loan amount decided?

It’s based on the weight and purity of your gold, up to a percentage of its current market value as set by the lender.

Is my gold safe?

Yes. Your jewellery is stored in secure, insured vaults and returned to you in the same condition once the loan is repaid.

How quickly can I get the money?

Gold loans are among the fastest — funds are often disbursed the same day, after a quick valuation and KYC.

What are my repayment options?

You can opt for regular EMIs or bullet repayment (paying interest periodically and the principal at the end). We’ll help you pick.

Instant liquidity

Turn your gold into instant funds.

Free, no-obligation guidance at the lowest possible rate.

Loan Bandhu
95190 66658
Get started

Enquire about your Gold Loan

Share a few details and your dedicated Loan Bandhu calls you with the lowest-ROI offer. Free & no-obligation.

Thank you! 🎉

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