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Frequently asked questions

Everything you might want to know about borrowing with LoanBandhu. Can't find your answer? Call your Loan Bandhu on 95190 66658.

General
What is LoanBandhu?

LoanBandhu is your trusted loan partner — a venture by Jupeak with 18+ years of experience. We help business owners, families and teams get hassle-free loans at the lowest possible interest rate, across every loan type.

What types of loans can I get?

All types — home, business, personal, car/auto, loan against property, education/school financing, working capital and gold loans. Tell us your need and we'll match you to the right product.

Does LoanBandhu charge me a fee?

Our guidance and consultation are free and with no obligation. Lenders may levy their own processing fees, which we'll always disclose transparently before you proceed.

Is my information safe?

Yes. Your details are used only to process your loan enquiry and are shared solely with relevant lenders to find you the best offer.

Eligibility & rates
How is my interest rate decided?

Your rate depends on the loan type, your income, the loan amount and tenure, and your credit score. We compare multiple lenders and negotiate to get you the lowest ROI you qualify for.

Can I get a loan with a low CIBIL score?

Often, yes. We guide you on quick ways to improve your score and still look for a lender who fits your profile. Check your score here.

My EMI is more than my salary — can you help?

Yes. We restructure your loan or transfer the balance to a lower-ROI lender so your monthly outgo fits your real income. Just call us.

I already took a loan at a high rate — what now?

We can refinance it via a balance transfer to a lower interest rate, reducing your EMI and total cost. Talk to a consultant for an immediate review.

Process & partners
How do I apply?

Submit a quick enquiry or call 95190 66658. A dedicated Loan Bandhu takes it from there — verification, documents, approval and disbursal.

How long does disbursal take?

It varies by loan type, but a complete application with clean documents can be disbursed within a few working days. We handle the paperwork to keep it fast.

Can I earn by referring clients?

Yes! CAs, DSAs, channel partners and advisors earn attractive payouts on every disbursal. Partner with us.

Still have a question?

Ask a Loan Bandhu