HomeLoansHome Loan

Home Loan

Buy, build or renovate your dream home — at the lowest ROI, the longest tenure and with valuable tax benefits, handled end to end by your dedicated consultant.

5 Cr
Loan up to*
8.5% p.a.
Interest starting from*
Up to 30
Years tenure

*Up to ~90% of property value. Indicative — depends on lender, property and profile.

Why this loan

Features & benefits

Lowest ROI

We compare lenders and negotiate the best home-loan rate for your profile.

Long tenure

Repay comfortably over up to 30 years with a smaller monthly EMI.

High funding

Finance up to around 90% of your property’s value.

Tax benefits

Claim deductions on interest (Sec 24) and principal (Sec 80C).

Transfer & top-up

Move an existing loan to a lower rate and borrow extra on top.

Any home goal

Purchase, construction, plot, or renovation — all covered.

Eligibility

Who can apply

  • Salaried, self-employed professionals, business owners & NRIs
  • Age between 21 and 65 years at loan maturity
  • Stable income that comfortably supports the EMI
  • Property with a clear, marketable title
  • A healthy credit score helps — we help you improve it
Documents

Documents required

KYC & income

  • PAN, Aadhaar, address proof & photos
  • Salary slips / ITR & 6 months’ bank statements

Property papers

  • Agreement to sell / sale deed
  • Approved building plan & latest tax receipts

Get Instant Home Loans
with the LoanBandhu App

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Home Loan FAQs

Questions, answered

How much home loan can I get?

Typically up to around 90% of the property’s value, subject to your income and the lender’s policy. Your consultant calculates your exact eligibility.

What tax benefits do I get?

You can claim deductions on the interest paid under Section 24 and on the principal under Section 80C, within the limits set by the Income Tax Act.

Can I transfer my existing home loan?

Yes. A balance transfer moves your loan to a lower interest rate and can include a top-up for extra funds. We handle the switch for you.

Fixed or floating interest rate?

Both are available. We explain the pros and cons of each for your situation so you choose with confidence.

Your address awaits

Bring home your dream today.

Free, no-obligation guidance at the lowest possible rate.

Loan Bandhu
95190 66658
Get started

Enquire about your Home Loan

Share a few details and your dedicated Loan Bandhu calls you with the lowest-ROI offer. Free & no-obligation.

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